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If you currently own a property with one or more co-owner, and you either wish to buy out that person’s interest, or they want to sell their interest to you, then this is known as a transfer of equity. In these cases we cannot act for both parties.

Where you have a mortgage on the property normally the party transferring their interest in the property will require releasing from the mortgage conditions and debt. There are three ways of doing this:

  • discharging the existing mortgage from monies from your own resources
  • obtaining consent from your current lender to transfer the property and making application for a further advance where required for the “buy out”
  • by re-mortgaging your property and  borrowing sufficient funds to discharge the existing mortgage and any surplus required for the “buy out”.

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Please telephone your nearest office to obtain a quotation.

For further information

For further information on equity transfer, please click here for our factsheets.

Conveyancing Estimate

To ensure we are able to deliver a high level of client care, due to the current volume of new cases and the SDLT deadline, we are temporarily not accepting new instructions until the 1st June, 2021 save from existing clients, select referrers and customers buying a Newbuild from site, where we are a recommended panel solicitor.

If you meet the above criteria and would like a quote, please email and we will contact you at our earliest opportunity.

Thank you for your understanding

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Andrew Yates

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